Your College student can Save you Money on Your Car Insurance

Insurance is one of those expenses that most people loathe. That includes me too.

I’m an insurance agent, but that doesn’t mean I enjoy paying insurance. I’ve learned that it is a necessary evil, 😈 if you will.

No matter how you look 👀 at it, insurance is something we can’t live without.

We live in a fallen world and because it is riddled with people who make mistakes, insurance was created to help compensate for some of those unfortunate errors.

Just think, if there wasn’t any insurance, we would have to pay out of pocket for everything. Can you imagine how expensive that would be? Can you imagine the fights that would ensue for people who couldn’t afford to pay for their car repairs, funerals, electronic breakdowns, etc.

I truly believe, without insurance, this world would be in chaos.

Sometimes insurance may save you a whole bunch of money, even though you haven’t put much into it.

In the same way, one may pay on insurance for 10 years and never make a claim. However, the moment your policy lapse or you choose not to purchase insurance -something happens and you kick yourself for not making a move on it when it was first presented to you.

I’ve been there many times with warranties. I wanted to be frugal and not purchase a warranty. Low and behold, something occurred and I was kicking myself for not purchasing the warranty that was offered. Has that every happened to you?

Listen to the small voice in your head.

I’m not an auto agent at the moment, but I’m always willing to learn more than need be.

When attempting to lower my own personal auto insurance, I came across a very knowledgeable person who offered ways to get discounts on my automobile policy.

We will discuss various ways in another post, but for now let’s focus on college students.

If you are lucky enough to have a hard working college student, you can get an GOOD DRIVER discount because your student has maintained good grades on their college transcript.

What do you mean GOOD STUDENT?

The student has to maintain a 3.0 GPA or better in order to qualify for the Good Student discount.

Most insurance companies won’t rush to divulge saving methods unless you specifically ask for ways to cut back and save on your policy.

What to ask your agent ?

Next time you contact your auto insurance carrier, ask them if they offer a good student discount. Your insurance carrier should readily know exactly what that means.

Information you may need

  • Name of student
  • Name of school
  • Copy of recent college transcript
  • Semester of attendance

How much discount could I receive?

The Good Student discount could be as much at 10% off your policy. Every little bit counts. I want all of the discounts I can handle.

We hope this post was very helpful and informational.

Thank you for visiting us online. If you have any questions please feel free to contact us at any time.

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