Term Life Insurance
Temporary Insurance only paying a death benefit if the person dies during the term.
Whole Life Insurance
Effective the whole life of the insured, up to age 100.
Universal Life
Life insurance that allows the policyowner to buy term and invest the difference
Long Term Care (LTC)
Policies that provide nursing or home health care for individuals no longer capable of performing activities of daily living or are cognitively impaired
Annuities
Provides a guaranteed income stream for life by liquidating an estate.
Disability Insurance
Policies that provide nursing or home health care for individuals no longer capable of performing activities of daily living or are cognitively impaired
Burial Policies
Money for funeral costs for themselves and/or family members